
Everyone Deserves a Home.
Build. Buy. Refinance.
The McKnight Team @ PRMI is a full-service mortgage team — helping you buy, build, refinance, or renovate, with a specialty in VA one-time close construction loans.
- Since 2007 Serving homebuyers
- Multi-State Licensed lender
- NMLS #322977 Licensed loan originator
- Full-Service VA, FHA, Conventional & more
Loan Options
From your first home to your forever home, we offer the full range of loan options — and we’ll help you find the right fit.
Purchase
Buy your next home with the right loan for your situation — first home, move-up, or investment.
Learn moreRefinance
Lower your rate, tap equity, or shorten your term with a refinance that fits your goals.
Learn moreVA
Earned benefits for Veterans and service members — often $0 down and no monthly mortgage insurance.
Learn moreFHA
Flexible credit guidelines and a low down payment make FHA a great fit for many buyers.
Learn moreConventional
Competitive conventional financing for primary homes, second homes, and investment properties.
Learn moreUSDA
Zero-down financing for eligible homes in qualifying rural and suburban areas.
Learn moreJumbo
Financing above conforming limits for higher-value homes, with options to fit your plans.
Learn moreNon-QM
Bank Statement and DSCR loans — for self-employed borrowers and real-estate investors outside the standard W-2/tax-returns box.
Learn moreRenovation
Finance the home and the improvements together — FHA 203(k), HomeStyle, ChoiceRenovation, VA Reno, USDA Reno, all in-house.
Learn moreConstruction
One-time close construction loans that roll your build and permanent financing into one loan.
Learn moreWhy work with us
Financing a home should feel simple. Here’s how we make it straightforward.
- 1
Talk it through
A quick, no-pressure conversation about your goals, timeline, and budget.
- 2
Get pre-approved
We review your scenario and issue a clear pre-approval so you can shop or plan with confidence.
- 3
Buy, build, or refinance
Whether you’re purchasing, refinancing, or building, we line up the right loan and guide every step.
- 4
Close & move in
We manage the details through closing — and stay your lender for the life of the loan.
What clients say
VA One-Time Close Construction Loans
Construction is one of our specialties — and VA one-time close is where we really shine. Build with your VA benefit: $0 down, a single closing, and no construction-period payments. If a ground-up build is your goal, you’re in expert hands.
- ✓ $0 down for eligible Veterans
- ✓ Single closing — land, build & permanent loan
- ✓ No payments during construction
- ✓ No PMI
Not a Veteran? Build anyway.
FHA One-Time Close — build from 3.5% down
Build a brand-new home with FHA: as little as 3.5% down and flexible credit. And here's something almost no one offers — we can pair it with down payment assistance that covers your 3.5%, so building with little to no money out of pocket is on the table.
Let’s find your loan
Tell us what you’re planning — buying, building, refinancing, or renovating — and we’ll reach out with clear, honest answers, no obligation. Prefer to talk now? Call (979) 221-6682.
Get your home loan questions answered
Ready to get started?
Let's talk through your options. No pressure, no obligation — just straight answers from a team that does this every day.